The stable outlook reflects Morningstar DBRS' view that the risks to Malta's credit ratings remain balanced, with a resilient financial sector supported by a strong solvency position and overall ample liquidity buffers; since the last review, banks' profitability was boosted further, mainly driven by higher net interest income, while pockets of vulnerability are mainly related to banks' sizeable credit exposure to the housing market, a large part of which relates to residential real estate.

(The above is an excerpt from the DBRS note; the full report should be read if an evaluation/assessment etc. is to be undertaken)

[icon color="Accent-Color" size="regular" icon_size="" image="fa-file-pdf-o"] DBRS Ratings, April 2024; Read the Full Report for More Details

See also:

• Fitch Affirms Malta's A+ Rating with Stable Outlook (Fitch Ratings, March 2024)
• Moody’s Affirms Malta's A2 Rating with Stable Outlook (Times of Malta, November 2023)