International Regulatory Updates


JANUARY 12, 2022
Capital Adequacy The aggregate capital ratios of significant institutions (i.e. those banks that are supervised directly by the ECB) decreased slightly in the third quarter of 2021. The aggregate Common Equity Tier 1 (CET1) ratio stood at 15.47%, the aggregate Tier 1 ratio stood at 16.79% and the ...
JANUARY 10, 2022
The European Banking Authority (EBA) today published its quarterly Risk Dashboard together with the results of the autumn edition of the Risk Assessment Questionnaire (RAQ). The NPL ratio declined to 2.1% and the stage 2 ratio contracted to 8.7%. Return on equity (RoE) was reported higher than pre-p ...
DECEMBER 22, 2021
The European Insurance and Occupational Pensions Authority (EIOPA) published today the results of its 2021 Insurance Stress Test in which it assessed the industry’s resilience to a prolonged COVID-19 scenario in a “lower for longer” interest rate environment. In the 2021 Insurance Stress ...
DECEMBER 20, 2021
The European Central Bank (ECB) sees no need to extend beyond December 2021 the liquidity relief measure that allowed banks to operate with a liquidity coverage ratio below 100%. In March 2020 the ECB encouraged banks to make use of their liquidity buffers to support the economy. At the time the ...
DECEMBER 16, 2021
The Governing Council of the European Central Bank (ECB) has appointed Anneli Tuominen as ECB representative to the Supervisory Board for a five-year non-renewable term. She will succeed Pentti Hakkarainen, whose five-year term ends on 31 January 2022. Ms Tuominen currently serves as Director ...
DECEMBER 16, 2021
The European Banking Authority (EBA) published today its final Report on the feasibility study of an integrated reporting system (IRS).  This Report is the outcome of over two years of effort and active engagement of both national and European authorities, as well as interaction with financial inst ...
DECEMBER 06, 2021
The European Banking Authority (EBA) published today its annual risk assessment of the European banking system. The report is accompanied by the publication of the 2021 EU-wide transparency exercise, which provides detailed information, in a comparable and accessible format, for 120 banks across 25 ...
NOVEMBER 24, 2021
The European Banking Authority (EBA) published today a Report summarising the findings arising from the monitoring activities on the International Financial Reporting Standard (IFRS 9) implementation by EU institutions. The aim of this Report is to assist supervisors evaluate the quality and adequac ...
NOVEMBER 22, 2021
The European Central Bank (ECB) today published its first-ever large-scale assessment of how European banks are adjusting their practices to manage climate and environmental (C&E) risks, in line with the expectations set out in the November 2020 ECB Guide on C&E risks. It concludes that b ...
NOVEMBER 15, 2021
The European Central Bank (ECB) is today launching a public consultation on its draft Guide on the notification of securitisation transactions. This follows the ECB’s announcement of its decision in May 2021 to ensure that directly supervised banks comply with the requirements for risk retenti ...