International Regulatory Updates


JANUARY 20, 2020
The European Central Bank (ECB) has today published a draft ECB Guideline on the definition of the materiality threshold for credit obligations past due for less significant institutions (LSIs). The definition will take the form of an ECB Guideline addressed to national competent authorities (NCA ...
JANUARY 15, 2020
Capital Adequacy The capital ratios for the aggregated group of significant institutions, i.e. the banks supervised by the ECB, increased slightly in the third quarter of 2019 compared with the previous quarter. The Common Equity Tier 1 (CET1) ratio stood at 14.37%, the Tier 1 ratio at 15.58% and ...
DECEMBER 04, 2019
The number of banks that will be directly supervised by the European Central Bank (ECB) from 1 January 2020 has decreased to 117 from 119 a year earlier following the annual review of significance and ad hoc assessments. The changes are the result of new group structures, a licence withdrawal, busi ...
OCTOBER 23, 2019
The Single Resolution Board (SRB) today launches its first public consultation on its ‘Expectations for Banks’ document, which outlines best practice on key aspects of resolvability. The consultation is part of the SRB’s commitment to listening to the views of banks and other stakeholders and ...
OCTOBER 09, 2019
Capital Adequacy The capital ratios for the aggregated group of significant institutions, i.e. the banks supervised by the ECB, remained stable in the second quarter of 2019. The Common Equity Tier 1 (CET1) ratio stood at 14.34%, the Tier 1 ratio at 15.55% and the total capital ratio at 18.01%. A ...
OCTOBER 07, 2019
The vast majority of banks directly supervised by the European Central Bank (ECB) have overall comfortable liquidity positions despite some vulnerabilities requiring further attention, according to the results of the 2019 supervisory stress test. The shocks simulated in the exercise were calibrat ...
AUGUST 22, 2019
The European Central Bank (ECB) has decided to revise its supervisory expectations for prudential provisioning of new non-performing exposures (NPEs) specified in the “Addendum to the ECB Guidance to banks on non-performing loans” (hereafter the “Addendum”). The decision was made after takin ...
AUGUST 09, 2019
The European Securities and Markets Authority (ESMA) has issued a call for candidates for its newly-established Data Advisory Group (DAG). ESMA is seeking individuals with expertise on issues related to market data regulatory reporting and record keeping of derivative contracts, position ...
JULY 16, 2019
Capital Adequacy Capital ratios for significant institutions remained stable in the first quarter of 2019. The Common Equity Tier 1 (CET1) ratio stood at 14.34%, the Tier 1 ratio at 15.59% and the total capital ratio at 17.99%. Average CET1 capital ratios at participating Member State level range ...
JULY 08, 2019
The European Central Bank (ECB) today publishes the final chapters of its guide to internal models, following a public consultation which ended on 7 November 2018. These three risk type-specific chapters cover credit risk, market risk and counterparty credit risk. They are intended to ensure a ...