2026 O-SII Statement of Decision
AUGUST 14, 2025
The MFSA, together with the Central Bank of Malta have re-confirmed Bank of Valletta p.l.c., HSBC Bank Malta p.l.c., MDB Group Limited, and APS Bank p.l.c. as Other Systemically Important Institutions (O-SIIs) and communicated the corresponding capital buffer rate each must meet.
| Credit Institution | O-SII Score (bps) | Fully-Loaded O-SII Capital Buffer Rate |
| Bank of Valletta p.l.c. (BOV) | 2,849 | 2.00% |
| HSBC Bank Malta p.l.c. (HSBC MT) | 1,431 | 1.25% |
| MDB Group Limited (MED) | 1,264 | 1.00% |
| APS Bank p.l.c. (APS) | 796 | 0.50% |
The O-SII buffer consists of a capital surcharge which is applied to institutions that, due to their systemic importance, are more likely to create risks to financial stability. This capital buffer is applied to domestic systemically important institutions to enhance their resilience by increasing their loss absorbing capacity, thereby ensuring that these institutions pose reduced risk to the domestic economy.
O-SII Statement of Decision, 14 August 2025
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