• The Thematic Review assesses potential issues for consumers due to monetary incentives and remuneration payments from asset managers to insurance undertakings in the unit-linked market.
• 70% of the unit-linked market measured by assets under management participated in the Review.
• Widespread and significant payments from asset managers to insurance undertakings were detected.
• Poor or inconsistent mitigation of the conflicts of interest can lead to material consumer detriment.
• As a next step, EIOPA is analysing the necessity of further regulatory or supervisory actions.

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